The Discount Dilemma: Decoding Insurance Deals

Who doesn’t love a good savings? We all know the thrill of snagging a bargain—it’s like winning a mini lottery, right? But have you ever wondered if those discounted insurance premiums are really all they’re cracked up to be? Let’s dive into the world of insurance discounts and why discounted insurance isn’t always the best […]

Insuring Your Rented Solar System: What Homeowners Should Know

So, you’re considering renting a solar system for your property? That’s awesome! It’s a smart move that not only guarantees a steady power supply but also helps you bid farewell to those pesky Eskom issues. But hey, have you thought about insurance? Here’s the lowdown on what homeowners should consider when insuring a rented solar […]

So, what exactly is reckless driving? Here’s how insurers see it

In the bustling streets of South Africa, road safety is not just a concern; it’s a critical conversation. Each year, thousands lose their lives in road accidents, attributed to various factors like human error, inadequate infrastructure, and vehicle defects. However, among the myriad causes, one factor stands out: reckless driving. Reckless driving, as defined by […]

Discovering the Ins and Outs of Car Write-Offs

Have you ever wondered what circumstances lead to your car being declared a write-off? The answer may surprise you with its complexity. Being involved in a car accident is already distressing, but imagine if the damage to your vehicle is so severe that your insurance company deems it too costly to repair. In such cases, […]

Difference between Contractors All Risk and Public Liability Insurance

Understanding the Difference between Contractors All Risk and Public Liability Insurance

When running a construction business, protecting your assets and operations is crucial. There are two common types of insurance policies you need to know – Contractors All Risk (CAR) and Public Liability (PL) insurance. Let’s find out the difference between the two. Contractors All Risk Insurance: Comprehensive Protection for Construction Projects CAR insurance is designed […]

Is Your Insurance Policy Prepared for Power Grid Collapse?

We’ve all experienced load shedding, and it has become a part of our daily lives. But when the power outage occurs unexpectedly, things can get messy. Several insurance companies have announced exclusions for total grid failure. And so the big question becomes, what impact does this have on your existing cover and what should you […]

Everything You Need to Know about SASRIA Insurance

If you’re from South Africa, chances are you’ve seen SASRIA listed as a line item on your insurance policy. But what exactly is SASRIA, and why should you care about it? In this article, we’ll break down everything you need to know about SASRIA insurance. What is SASRIA? SASRIA, or the South African Special Risks […]

Why now is not the time to cancel your insurance

The recent increase in interest rates has left many consumers struggling to make ends meet. With the prospect of rising costs, people are looking for ways to cut expenses, including reducing or even cancelling their car and home insurance policies. However, this is not a sound financial strategy and may end up costing more in […]

Should you insure your car for retail, trade-in or market value?

When it comes to insuring your car, one of the most important considerations is the amount you will receive if your car is stolen or written off. To determine this amount, it’s essential to understand the different types of values that you can insure your car for. These values include retail, trade, and market value. […]

Insuring a Second Home: What Homeowners Should Know

If you’re a homeowner with a second property, you may be wondering how to insure it. After all, your second home is likely a significant investment that you want to protect. Here are some things to consider when it comes to insuring a second home: By considering these factors, you can ensure that your second […]

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