The Crucial Role of Insurance in Unforeseen Tragedies: Lessons from George’s Building Collapse
The recent tragic collapse of a multi-storey building under construction in George, South Africa, has not only left a devastating toll in terms of lives lost and people injured but has also shed light on the importance of having appropriate insurance coverage. As emergency workers tirelessly navigate through the rubble, it’s a poignant reminder that […]
Buildings Insurance VS Household Goods Insurance: What’s The Difference?
Understanding the intricacies of insurance can feel like navigating a maze, with terms like buildings insurance, household goods insurance, and contents insurance adding to the confusion. Clarity can help bring about a greater sense of understanding and improve decision-making. As such we decided to put together a little breakdown to help you better understand the […]
In the Driver’s Seat: Your Guide to Switching Car Insurance with Confidence
Are you feeling the itch for a change in your car insurance provider? Maybe the relationship with your current insurer has lost its spark, or perhaps you’ve had your eye on a more enticing option. Whatever the reason, making the switch to a new insurance company is a significant decision that requires careful consideration. Before […]
The Escalating Kidnapping Crisis in South Africa: Why Kidnap and Ransom Cover is Vital
South Africa is grappling with a disturbing surge in kidnappings, with cases skyrocketing by nearly 200% over the past decade. According to data from the South African Police Service (SAPS), reported kidnappings surged from 3,832 cases in 2013 to nearly 11,000 in 2021, with Gauteng province bearing the brunt of this alarming trend. The rise […]
Navigating the Depths of Maritime Insurance: Key Considerations for Logistics Companies
In the wake of the devastating Baltimore bridge disaster, the maritime industry finds itself grappling with unprecedented challenges, particularly concerning insurance coverage and liability. The collision involving the Singapore-flagged container ship, Dali, and the Francis Scott Key Bridge has not only resulted in significant physical damage but also raised intricate questions about compensation, responsibility, and […]
Bad weather and your car insurance: the key to navigating hail damage
In South Africa, where the landscape is as diverse as its weather patterns, unexpected challenges can arise for vehicle owners. One such challenge is hail damage, and understanding how insurance covers this natural phenomenon is crucial. In South Africa extreme weather events are not common but they do occur. Whether it’s catestrophic floods along coastal […]
The Benefits of Comprehensive Cover: Why It’s Worth Considering
When it comes to insurance, the term ‘comprehensive cover’ is often mentioned, but many people are unsure about what it actually entails. After all, you wouldn’t want to dive headfirst into something without understanding the full scope of it. In this blog, we will demystify the concept of comprehensive insurance, explaining what it is and […]
Decoding Car Insurance: How Insurers Assess Your Risk Profile and Premiums
Car insurance can often feel like a mysterious world with premiums that seem to vary greatly from one driver to another. You might have wondered why a seemingly “bad” Polo driver can end up paying almost as much as a “good” BMW driver for their insurance. And so with this in mind we found it […]
Achieving the Perfect Insurance Balance: Avoiding Over- and Under-Insurance
When it comes to insurance, no one wants to waste time or money. Taking the time to assess whether you are over-insured, under-insured, or unsure can save you valuable resources. Whether it’s car, home, business or any other type of insurance, it’s crucial to pay attention to avoid having too much or too little coverage. […]
Uncovering the Surprising Faces of Insurance Fraud
When we hear the term “fraud,” our minds typically conjure images of high-stakes white-collar crimes with severe repercussions. It’s unlikely that we associate fraud with our neighbor telling a small lie about their phone breaking or our brother failing to disclose a previous insurance cancellation to their insurer. Yet, these actions indeed constitute fraud, and […]